TATA Capital
₹765.0
Company Name
TATA Capital
TATA Capital
ISIN No.
INE976I01016
INE976I01016
PAN No.
AADCP9147P
AADCP9147P
Face Value
₹10
₹10
EPS
₹NA
₹NA
PE Ratio
84.44
84.44
P/S Ratio
N/A
N/A
Market Cap
₹308667
₹308667
Book Value
₹85.21
₹85.21
P/BV
8.98
8.98
52 W High
₹1095
₹1095
52 W Low
₹765
₹765
Lot Size
₹100
₹100
Lifetime High
₹1095
₹1095
Lifetime Low
₹765
₹765
Sector
Financial Services
Financial Services
CIN
U65990MH1991PLC060670
U65990MH1991PLC060670
Registration Date
N.A
N.A
About
Tata Capital Limited, a trusted financial services provider, is part of the prestigious Tata Group. The company operates as a one-stop financial services partner, offering a wide spectrum of products catering to retail, corporate, and institutional clients.
Its offerings include personal loans, home loans, business loans, consumer durable ... Read More
Financials (Figures in Cr)
| P&L Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Interest Earned | 9090 | 11895 | 16366 | 25720 |
| Other Income | 1162 | 1741 | 1832 | 2650 |
| Interest Expended | 4889 | 6601 | 9568 | 15029 |
| Operating Expenses | 2041 | 2446 | 3346 | 5592 |
| Provisions and contingencies | 1080 | 574 | 592 | 2827 |
| PAT | 1851 | 2946 | 3327 | 3655 |
| EPS | 5.35 | 8.4 | 8.98 | 9.72 |
| Gross NPA | 1.9 | 1.71 | 1.71 | 2.33 |
| Net NPA | 0.6 | 0.4 | 0.38 | 0.98 |
| Financial Ratios | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Advances | 90121 | 116756 | 157760 | 221950 |
| Book Value | 33.82 | 48.35 | 66.38 | 91.36 |
| P / B | 13.6 | 21.71 | 15.82 | 10.12 |
| ROE (%) | 15.8 | 17.37 | 13.53 | 10.63 |
Balance Sheet
| Assets | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Fixed Assets | 565 | 486 | 833 | 1590 |
| Cash and Balances | 2081 | 3058 | 6995 | 10443 |
| Investments | 7846 | 12658 | 7905 | 8721 |
| Advances | 90121 | 116756 | 157760 | 221950 |
| Other Assets | 1773 | 2604 | 3201 | 5761 |
| Total Assets | 102386 | 135562 | 176694 | 248465 |
| Liabilities | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Share Capital | 3463 | 3507 | 3703 | 3762 |
| FV | 10 | 10 | 10 | 10 |
| Reserves | 8249 | 13451 | 20878 | 30608 |
| Borrowings | 79330 | 106309 | 139646 | 198762 |
| Deposits | 0 | 0 | 0 | 0 |
| Other Liabilities | 11344 | 12295 | 12467 | 15333 |
| Total Liabilities | 102386 | 135562 | 176694 | 248465 |
Cash-Flow Statement
| Cash-Flow Statement | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| PBT (%) | 2347 | 3936 | 4392 | 3375 |
| OPBWC | 3083 | 3948 | 4758 | -2633 |
| Term Deposit | 0 | 0 | 0 | 0 |
| Change in Investment | 0 | 0 | 0 | 0 |
| Change in Advances | -17098 | -26763 | -40889 | -21042 |
| Change in Deposit | 0 | 0 | 0 | 0 |
| Other Changes | 246 | 709 | -5402 | 7620 |
| Working Capital Change | -16852 | -26054 | -46291 | -13422 |
| Cash Generated From Operations | -13769 | -22106 | -41533 | -16055 |
| Tax | 617 | 1083 | -1223 | 1036 |
| Cash Flow From Operations | -14386 | -23189 | -40310 | -17091 |
| Purchase of PPE | -40 | -207 | -698 | -997 |
| Sale of PPE | 63 | 60 | 64 | 5 |
| Purchase of Investment | -246751 | -380770 | -325 | -681 |
| Sale of investments | 244311 | 378996 | 5129 | 17861 |
| Others | -200 | -348 | 1587 | -16625 |
| Cash flow from Investment | -2617 | -2269 | 5757 | -437 |
| Proceeds from Borrowing | 114447 | 82621 | 104439 | 105830 |
| Repayment of Borrowing | -97369 | -56467 | 71655 | -90913 |
| Dividend | -82 | -136 | -74 | -78 |
| Proceeds from Equity | 200 | 796 | 1975 | 1504 |
| Others From Financing | -141 | -385 | -142043 | -358 |
| Cash Flow from Financing | 17055 | 26429 | 35952 | 15985 |
| Net Cash Generated | 52 | 971 | 1399 | -1543 |
| Cash at the Start | 2026 | 2081 | 3059 | 4887 |
| Cash at the End | 2078 | 3052 | 4458 | 3344 |
FAQs
Procedure for Buying TATA Capital Unlisted Shares at Rook Capital
1. You confirm booking of TATA Capital Unlisted Shares with us at a trading price.
2. You provide your Client Master Report (CMR) (ask your broker if not available) along with PAN Card and Cancelled Cheque (in case you are not transferring funds from the bank account mentioned in the CMR Copy). These are KYC documents required as per SEBI regulations.
3. We will provide the bank details. You need to transfer funds to that account.
4. Payment has to be done via RTGS / NEFT / IMPS / Cheque Transfer. No cash deposit is allowed.
5. Payment has to be made from the same account in which shares are to be credited.
We will transfer the shares within 24 hours if funds are credited before 2 PM.
Procedure for Selling TATA Capital Unlisted Shares at Rook Capital
1. We will confirm our buying price of TATA Capital Unlisted Shares.
2. We will provide you with our Client Master Report (CMR), and you will transfer TATA Capital Unlisted Shares to our demat account.
3. Once TATA Capital Unlisted Shares are received in our demat account, we will request your bank details.
4. We will transfer the funds to your bank account within 24 hours of receiving the shares.
5. Payment will be made via RTGS / NEFT / IMPS / Cheque Transfer. No cash deposit is allowed.
6. Payment will be credited to the same bank account linked to your demat account. If not, you need to provide a cancelled cheque showing your name for verification. As per SEBI regulations, transfer of funds to a third-party account is not permitted, and our policy strictly refrains from doing so.
Lock-in Period for TATA Capital Unlisted Shares
The lock-in period for TATA Capital Unlisted Shares varies depending on the investor category:
1. Venture Capital Funds / Foreign Venture Capital Investors (FVCIs):
Lock-in period of 6 months from the date of acquisition of shares.
2. AIF–II (Alternative Investment Funds – Category II):
No lock-in period applies.
3. Other Investors (Retail Investors, High Net-worth Individuals, Body Corporates):
Lock-in period of 6 months from the date of IPO listing of TATA Capital Unlisted Shares.
This framework is in line with the SEBI guidelines (August 2021 amendment), which reduced the lock-in period from 1 year to 6 months. The move encourages broader participation in Pre-IPO investments, giving investors the opportunity to benefit from early-stage growth while ensuring regulatory compliance.
